Preparing to buy a house on Curacao

If you’re considering buying a house on Curacao, there are a few things you need to do in preparation. If you need more in-depth information, please click the links to activate more details.

Here are 10 steps to take before you buy:

1. Decide if buying is the best option for you.

2. Check the rules and regulations of the visa you need to stay on Curacao.

3. Get pre-approved for a mortgage on Curacao; There are several good banks that provide mortgages on your new house. If you like a personal introduction by International Fine Living, let us know. We work close together with all large banks on the island.

You want to start exploring on your own; here are the most important banks to contact:

Banco di Caribe NV

Centrale Hypotheek Bank N.V.   (CHB)

First Caribbean International Bank        (CIBC)

Maduro & Curiel’s Bank   (MCB)

ORCO Bank N.V.

Postspaarbank

RBC Royal Bank N.V.

Vidanova Bank

4. Research neighbourhoods and find one that meets your needs.

5. Hire a real estate agent who knows the area well.

6. Find out what’s included in the purchase price of the house you’re interested in a

7. Get a building and pest inspection done to check the property’s condition.

8. Find out if any extra costs are associated with the purchase, the buyers costs (k.k.) such as taxes or legal fees.

9. Make sure you have enough funds to cover all closing costs charged at the notary on Curacao upon closing.

10. Start searching, and don’t forget to ask your real estate agent on Curacao for silent listings.

Taking these steps will help ensure that your house buying experience on Curacao is a smooth and successful one.

With the help of a qualified real estate agent and careful consideration of all factors, you can buy your dream house in Curacao with confidence. Good luck!